Send, save, spend in one place

Download the Western Union Digital Banking app and enjoy fee-free¹ money transfers between users, a free bank account, savings account and other perks.

Limited time offer: Higher interest rates!

Earn up to 3.5% interest² on savings. Hurry to take advantage until 31 July.

Make the most of your money with Digital Banking

0 € transfer fee¹ between users
Sending and receiving money to bank accounts, mobile wallets, or for cash pickup has never been easier. And with instant and fee-free¹ transfers to other Digital Banking account holders – it saves you money too.

Grow your savings with confidence
Automatically get a free savings account and earn up to 3.5% interest on your savings² and withdraw whenever you want. Plus, set up goal accounts to stay on track with your financial targets.

Spend conveniently
Enjoy a free virtual debit card that you can add to Apple or Google wallet and start paying conveniently with your mobile device or watch. Prefer a physical card? We got you – get access to a Visa Platinum debit card for free³.

Free Premium account⁴
Enjoy multi-currency accounts, including a USD account, when you upgrade to Premium for free. Your receivers will be able to get your money transfers in their local currency without the headache of currency exchange.

Compare accounts

How to get started?

Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

Once your Western Union Digital Banking account is approved, you’re done! Have questions? Find the FAQ’s here.

Now, you can add your virtual card to your preferred Apple or Google wallet for convenient payments. For even more ways to spend and get access to cash, order a Visa Platinum debit card for free³!

Protect yourself from fraud

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Western Union Digital Banking app
Send, save and spend in one place
Download now

Pay with your preferred Wallet and enjoy convenient payments with your smart devices:
Apple Pay, Google Pay™, SwatchPAY!, GARMIN PAY™, Fitbit Pay, Fidesmo Pay, Xiaomi Pay.

Have a question or need help?

We’re here for you. Browse our FAQ section or get in touch with our customer care team to find out more.

See the FAQ section

¹There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

²My Saved Money” account up to 10.000 EUR. 3.5% interest applies for balances in premium customer accounts and 2.25% interest applies for standard account customers. Limited time offer until 31 July 2024.

³ Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until June 30th , 2024.

⁴Offer valid for who became customer starting from April 1st , 2024 until June 30th , 2024 and subscribe the Premium Account. After that date, clients will be charged the Premium account fee of 3.99 € per month.

Information about Italian Basic Accounts